← All toolsIncome tax · FY 2025-26 (AY 2026-27)
Old vs new regime: which saves you more?
Fill in your income and the deductions you actually claim. The comparison updates as you type.
Your result
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New regime
Old regime
Salary structuring, HRA and capital gains can shift the answer. Want it checked properly before you file?
Estimate for resident individuals using FY 2025-26 (AY 2026-27) slab rates, including the section 87A rebate (with marginal relief), surcharge and 4% cess. It does not cover special-rate income such as capital gains, or marginal relief on surcharge. For guidance only, not tax advice.